The choices facing one at retirement are extremely important and without professional advice there is a danger that uninformed decisions may be made which could have long-term implications. Good advice in this area calls for an intimate knowledge of the retiree's affairs and of his or her aspirations. It also, however, calls for a comprehensive knowledge of taxation and for an ability to perform detailed and complex calculations. As accountants and financial advisers we can offer you all of these skills and have developed a sophisticated modeling system to enable you to consider different scenarios, with a view to formulating the plan that will best suit you.